How are we better protected?

One of the goals of the new law was to strengthen consumer protections.  Below is a list of some of the protections that were strengthened or introduced:

Elimination of Certain Non-Driving Factors: The new law prohibits auto insurance companies from using sex, marital status, home ownership, credit score, educational level, occupation, and zip codes in setting a driver’s auto insurance rates. Fraud Investigation Unit: A new unit now investigates criminal and fraudulent activity related to the insurance and financial markets and works with the Attorney General and law enforcement to prosecute these crimes. Auto insurance fraud drives up premiums for all drivers. Elimination of Penalties for those who have gone without insurance: Previously, auto insurance companies could charge a penalty to people who had gone without auto insurance for a period of time.